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Megalines Insurance And Risk Advisers

For over 12 years, we have been relentless in building quality and effective Insurance programs for our teeming Clients in various Industries and of every size.

You are here: Home / Family Day Care Insurance

Thank you for visiting Megalines for your Family Day Care Insurance Policy. Over the years, we have come to be recognized as a trusted name for Family Day Care Insurance in Australia. We continue to deliver quality products and services in this space and moving forward, please note that your Family Day Care Policy is now underwritten by Imalia Pty Ltd on behalf of Lloyds.

This is a best in class offering for coverage and pricing and one that truly changes the way Insurance for Family Day Care is designed and purchased.

BENEFITS OF OUR NEW PACKAGE:

Policy caters to Family Day Care / In-Home Care / In Venue Care and Out of Home Care Educator and Co-ordination Unit.

Choice of $10,000,000 (the minimum required under the National Law and Childcare Regulations) or $20,000,000 public liability insurance.

Includes:

Public and Products Liability insurance

Professional Indemnity insurance

Abuse cover

Cover for excursions, events, fundraising, playgroups and training activities

Crisis Cover

Fines and Penalties

Nil excess

Occurrence basis

Cover for Criminal Defence, Coronial Inquiries and Investigations costs

Also automatic inclusion of Personal Accident Insurance for Children

Includes:

$5,000 for out of pocket expenses for the parent/s of the children in care including emergency transport expenses

Lump sum payments for certain injuries

$20,000 death benefit for Children and Educators

We also have Telephone Legal Advice Service at very competitive rates. Automatically includes a Debt Recovery service to assist you.

You choose whether to pay monthly or annually

If paying monthly we provide educators with unique Pay as You Go Insurance Pay As You Go - On day 1, you purchase the first 2 months of cover and pay 1 month at a time thereafter.

If you choose to leave the sector, stop due to illness or an accident, or go on an extended holiday or maternity leave, you can stop paying at the end of your policy month

Zero interest charged to pay month to month (monthly instalments traditionally add at least 10% interest to your premium-costing you more) We do not charge cancellation fees, dishonour fees or hefty ongoing administration fees.

Ready to find out more?

Drop us a line today for a free quote!

Proceed to get your policy ONLINE now!