Did you know that cyber-attacks went up by 700% last year, leaving many Australian businesses feeling unprepared? A cybersecurity threat can lead to lost data and money. When your system gets taken over by ransomware, your business is held, hostage.A cyber insurance policy that covers you in the … [Read more...] about Risky Business: Why Your Small Business Needs Ransomware Insurance
Although bushfire season is here, this risk is only one of a host of different sources of fire. Arson is often the cause of fire and poor maintenance standards are another serious fire risk for businesses.For instance, damaged or old electrical cabling is all too often the cause of a fire, … [Read more...] about Is your business fire safe?
Running a business has a number of responsibilities and associated risks whether you are a sole trader or global enterprise. Business insurance can protect you against the financial damage of business risks giving you peace of mind to concentrate on growing your business.In Australia, some … [Read more...] about Business Insurance – what should every business consider?
Are you sure you are covered? Don’t wait until you need to claim to discover your policy isn’t what you need.If you’ve had the same insurance for a while it’s quite likely that your circumstances have changed since the policy was first taken out. As part of our client service we can handle your … [Read more...] about When was the last time you thought about your insurance policy?
It’s a fast moving world, especially at the moment. Even though there’s so much going on, it’s essential to update your insurance broker any time your circumstances change to help ensure the cover you have in place is still appropriate for your enterprise.A popular business pivot many beer and … [Read more...] about The importance of keeping your details up-to-date
A hardening market can mean higher premiums and tougher underwriting decisions - so it pays to get an expert on your team.Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle we're … [Read more...] about Make sense of the insurance market
Make sure you have the level of protection you need Your business is probably one of the most valuable assets you have - so it makes sense to protect it in good times and bad. The major reason why small businesses in Australia fail is inadequate cash flowˆ. That’s where having the right level of … [Read more...] about Underinsurance
Heightened cyber risks have emerged as a serious issue, given most businesses now have many staff working from home.So it’s important to put in place policies and procedures to ensure data is secure no matter where staff are located. Helping staff to recognise and avoid risky behaviours is also … [Read more...] about Managing cyber risks while staff work from home