Building and Construction Insurance

Building Solid Protection for Your Construction Business

Comprehensive insurance coverage for builders, contractors, and construction companies

From residential renovations to commercial developments, the construction industry is built on managing risk. Weather delays, workplace injuries, defective work claims, and equipment theft are just daily realities. You need insurance that stands as strong as the structures you build.

Why the Right Insurance at the Right Price Matters: Construction operates on tight margins and timelines. One accident, defect claim, or equipment theft can destroy profitability and halt projects. Proper insurance keeps projects moving and protects your business from devastating claims while maintaining competitive pricing to win contracts.

Coverage Types Needed:

Public Liability Insurance

Essential for all construction work

Professional Indemnity

For design and construct contracts

Income Protection

Personal coverage for injury or illness

Workers Compensation

Mandatory coverage for employees

Construction/Contract Works

Protection for projects under construction

Tools and Equipment Insurance

Coverage for valuable construction equipment

Home Warranty Insurance

Required for residential construction

Commercial Vehicle Insurance

For trucks and work vehicles

FAQs

You can choose between annual construction insurance covering all projects or specific contract works policies for individual projects.

Public Liability covers physical injury and property damage, while Professional Indemnity covers financial losses from professional advice or design errors.

Subcontractors typically need their own insurance, but you may have vicarious liability. We can structure coverage to protect against subcontractor risks.

We provide certificates of currency quickly and can issue specific certificates for tender requirements.

Why Contact Megalines?

  • Construction industry expertise
  • Fast certificate of currency turnaround
  • Competitive rates for safe operators
  • Understanding of contract requirements
  • Claims support and advocacy

Build Your Coverage Today

Get comprehensive construction insurance that works as hard as you do. Call  03-8379 7300 or complete our quick and easy quote form online here