Community and Not-for-Profit Insurance

Protecting Those Who Protect Our Community

Specialised insurance solutions for charities, community groups, and not-for-profit organisations

Your organisation makes a difference in our community every day. Whether you're running a local charity, sporting club, community service, or cultural organisation, you need insurance that understands your unique needs and budget constraints.

Why the Right Insurance at the Right Price Matters: Not-for-profit organisations operate on tight budgets with every dollar counting toward your mission. You need comprehensive protection against risks without draining funds from your programs. We specialise in finding cost-effective solutions that protect your volunteers, assets, and reputation while respecting your budget limitations.

Coverage Types Needed:

Public Liability Insurance

Essential protection for events and daily operations

Professional Indemnity

For organizations providing advice or services

Property and Contents Insurance

Coverage for buildings, equipment, and assets

Cyber Liability

Protection for donor data and digital operations

Volunteer Personal Accident Insurance

Coverage for volunteer injuries

Directors & Officers Liability

Protection for board members' decisions

Association Liability

Comprehensive protection for member organisations

FAQs

Generally no, but volunteers should be covered under Volunteer Personal Accident insurance to protect them while helping your organisation.

Not always. Special events may require additional coverage or notification to your insurer. We help ensure all your activities are properly protected.

Public Liability covers physical injury or property damage, while Professional Indemnity covers claims arising from advice or services you provide.

Board members can face personal liability in certain situations. Directors & Officers insurance provides crucial protection for their personal assets.

Why Contact Megalines?

  • Specialists in not-for-profit sector risks
  • Access to insurers with NFP programs
  • Discounted premiums for eligible organizations
  • Understanding of grant and funding requirements
  • Assistance with certificate of currency for venues and grants

Protect Your Mission

Get specialized not-for-profit insurance that fits your budget. Call 03-8379 7300 or complete our quick online quote form.