Manufacturing and Retail Insurance

Comprehensive Coverage from Production Line to Point of Sale

Protecting manufacturers and retailers with tailored insurance solutions

Whether you're manufacturing products or selling them to consumers, your business faces complex risks throughout the supply chain. From workplace injuries and equipment breakdowns to product recalls and cyber threats, you need comprehensive protection that covers every aspect of your operations.

Why the Right Insurance at the Right Price Matters: Manufacturing and retail businesses invest heavily in equipment, inventory, and workforce. A single incident – machinery breakdown, product defect, or supply chain disruption – can halt production or sales, leading to significant losses. The right insurance ensures business continuity while optimizing costs to maintain competitive pricing.

Coverage Types Needed:

Public Liability Insurance

Protection against injury claims and product defects

Business Interruption

Income protection during forced closures

Machinery Breakdown

Essential for manufacturing equipment

Product Recall Insurance

Critical for manufacturers

Workers Compensation

Mandatory workplace injury coverage

Property Insurance

Coverage for buildings, machinery, and stock

Cyber Insurance

Protection for customer data and online sales

Transit Insurance

Coverage for goods in transport

Trade Credit Insurance

Protection against customer non-payment

FAQs

Public Liability covers injuries on your premises, while Product Liability covers harm caused by products you manufacture or sell after they leave your control.

Online retail requires additional considerations including cyber insurance, transit coverage, and potentially international liability protection.

Specialized Machinery Breakdown insurance covers repair, replacement, and business interruption costs when equipment fails.

Contingent Business Interruption insurance can cover losses from supplier or customer disruptions.

Why Contact Megalines?

  • Industry-specific risk assessment
  • Access to specialized manufacturing insurers
  • Bundled policies for cost savings
  • International coverage options
  • Claims advocacy and support

Secure Your Operations Today

Get comprehensive manufacturing or retail insurance. Call 03-8379 7300 or complete our quick and easy quote online.