Protect your restaurant or cafe with comprehensive coverage. Call 03-8379 7300 or complete our quick online quote now.
Megalines Insurance And Risk Advisers
For over 12 years, we have been relentless in building quality and effective Insurance programs for our teeming Clients in various Industries and of every size.
Restaurants and Cafes Insurance
Serving Up Complete Protection for Your Hospitality Business
Comprehensive insurance solutions for restaurants, cafes, and food service businesses
From your morning coffee rush to late-night dining service, your restaurant or cafe faces unique risks every service. Fire hazards, customer injuries, food contamination, equipment breakdown – the hospitality industry demands specialized insurance protection that understands your business inside and out.
Why the Right Insurance at the Right Price Matters: In hospitality, reputation is everything and margins are often slim. One incident - whether it's a customer slip-and-fall, kitchen fire, or food poisoning claim - can devastate your business financially and reputationally. Proper insurance keeps you operating through challenges while managing costs to maintain profitability.
Coverage Types Needed:
FAQs
You need specific Product Liability coverage for food-related illness claims. This is essential protection for any food service business.
Machinery Breakdown insurance with stock spoilage coverage protects against equipment failure and resulting stock losses.
Delivery often requires additional coverage. We can arrange protection for delivery vehicles, drivers, and food in transit.
Most restaurants need minimum $10-20 million public liability. Factors include seating capacity, alcohol service, and landlord requirements.
Why Contact Megalines?
Hospitality industry expertise
Coverage for unique risks like outdoor dining
Competitive premiums for safe operators
Quick turnaround for certificate requests
Support for seasonal businesses