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A hardening market can mean higher premiums and tougher underwriting decisions - so it pays to get an expert on your team.Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle we're … [Read more...] about Make sense of the insurance market

Make sure you have the level of protection you need Your business is probably one of the most valuable assets you have - so it makes sense to protect it in good times and bad. The major reason why small businesses in Australia fail is inadequate cash flowˆ. That’s where having the right level of … [Read more...] about Underinsurance

Heightened cyber risks have emerged as a serious issue, given most businesses now have many staff working from home.So it’s important to put in place policies and procedures to ensure data is secure no matter where staff are located. Helping staff to recognise and avoid risky behaviours is also … [Read more...] about Managing cyber risks while staff work from home

"Insurance policies are for people who care about their future". What an astonishing statement from Bunmi Ajayi at Megalines Insurance & Risk Advisers!Learn how Wimbledon claimed $300m in insurance during COVID-19, and what it means to small businesses in this conversation!Bunmi also did … [Read more...] about Surviving At Home series Episode 13 with Bunmi Ajayi

For business owners in Australia, insurance needs to be a priority. With so many potential threats to a business, having the right insurance coverage can keep your business and your personal finances significantly safer. The challenge for Australian entrepreneurs is that there are so many different … [Read more...] about Protecting Your Commercial Assets In Business

On 02/04/20, ‘Stay Smart Online - An Australian Government Initiative’ sent the below communication. We are re-publishing it here as it is relevant to individuals and businesses.Being aware of current cyber risks is one element in helping to protect yourselves, your businesses and your clients. … [Read more...] about How to Stay Safe When Using Web Conferencing Technology

Dear Client, The times are certainly changing and it’s amazing how much difference a Month, a week and even a day could make in the life of a business. We are certainly in interesting times globally with the on-going situation around the outbreak of COVID-19.   At Megalines Insurance we … [Read more...] about Our Response To COVID-19

We are currently in interesting times globally with the on-going situation around the outbreak of COVID-19.  As news headlines about the disease continue to increase, so has concern over its potential to impact on employee welfare, disrupt supply chains, slow business operations and impact … [Read more...] about Guide to Insurance and Coronavirus (COVID-19)